Bankwest Complete Variable Home Loan (Package)

Rates and fees information correct as at 13 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

Rates
Fees
Other financial bits
Features

Weekly, Fortnightly, Monthly

Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request.

Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 13 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

Rates
Fees
Other financial bits
Features

Weekly, Fortnightly, Monthly

Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request.

Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 13 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

Rates
Fees
Other financial bits
Features

Weekly, Fortnightly, Monthly

Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request.

Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 13 September 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

Rates
Fees
Other financial bits
Features

Weekly, Fortnightly, Monthly

Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request.

Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bankwest home loans rated by the Mozo community?

Overall
Customer service Convenience

Based on 1180 Bankwest home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of Bankwest Complete Variable Home Loan (Package)

Highly recommend
Every contact I have had with BankWest has been easy. I would recommend Read full review Every contact I have had with BankWest has been easy. I would recommend Customer service Convenience Joanne, New South Wales reviewed 15 days ago
User-Friendly digital services

Bankwest offers user-friendly digital services, competitive rates, and helpful customer support, making banking convenient. However, some may find limited branch locations a drawback. Be aware of potential fees and ensure their product offerings match your financial needs before committing. Overall, it's a solid choice for tech-savvy users. Read full review

Bankwest offers user-friendly digital services, competitive rates, and helpful customer support, making banking convenient. However, some may find limited branch locations a drawback. Be aware of potential fees and ensure their product offerings match your financial needs before committing. Overall, it's a solid choice for tech-savvy users.

Customer service Convenience Daniel, New South Wales reviewed 2 months ago
Responsive Home Loan Provider who listens and acts

BankWest has always been responsive to my questioning. When I wanted to discuss reviewing my home loan rate they listened to my suggestions and were happy to work with those, saving me 0.7% on my repayments. They also remindered me to contact them annually to discuss this process. Online banking suits all my needs with my home loan but may not meet the needs of those wanting face to face. Read full review

BankWest has always been responsive to my questioning. When I wanted to discuss reviewing my home loan rate they listened to my suggestions and were happy to work with those, saving me 0.7% on my repayments. They also remindered me to contact them annually to discuss this process. Online banking suits all my needs with my home loan but may not meet the needs of those wanting face to face.

Customer service Convenience Caroline, Tasmania reviewed 11 months ago
Best of a bad bunch
They listen to my needs , prepare to give some ground with my rates Read full review They listen to my needs , prepare to give some ground with my rates Customer service Convenience Mathew, Western Australia reviewed about 1 year ago
Bankwest are pretty good

Bankwest are pretty good we've never really had a problem I'm sick and hubby has been made a carer so they have let us extend even though we have a bad credit rating and have put our late payments on it anyway Read full review

Bankwest are pretty good we've never really had a problem I'm sick and hubby has been made a carer so they have let us extend even though we have a bad credit rating and have put our late payments on it anyway

Customer service Convenience Amanda, New South Wales reviewed about 1 year ago

About Bankwest

Thumbnail icon for Bankwest

Bankwest is all about making your finances simple. Originally from Western Australia, Bankwest has attracted thousands of customers around the country with its competitively priced products such as the Hero Saver. In late 2008 the bank was bought by the Commonwealth Bank, which has promised to retain the Bankwest brand. So if you like the sound of simple banking, check out Bankwest's range of personal banking products including savings accounts, bank accounts, credit cards, home loans and more.

Thumbnail icon for Unloan

Unloan
interest rate

5.99% p.a. variable

comparison rate

Thumbnail icon for Greater Bank

Greater Bank

Great Rate Home Loan

interest rate

5.99% p.a. variable

comparison rate

Thumbnail icon for Macquarie

Macquarie

Basic Home Loan (Fixed)

interest rate

5.59% p.a.
fixed 3 years

comparison rate

Thumbnail icon for HSBC

HSBC

Home Value Loan

interest rate

6.14% p.a. variable

comparison rate

Thumbnail icon for Bendigo Bank

Bendigo Bank

Express Home Loan (Fixed)

interest rate

6.04% p.a.
fixed 3 years

comparison rate

Thumbnail icon for Unloan

Unloan
interest rate

6.29% p.a. variable

comparison rate

Thumbnail icon for Police Credit Union

Police Credit Union

3 Year Fixed Rate Home Loan (Special Offer)

interest rate

5.49% p.a.
fixed 3 years

comparison rate

Thumbnail icon for BCU Bank

BCU Bank
interest rate

5.99% p.a. variable

comparison rate

Thumbnail icon for Unloan

Unloan
interest rate

5.99% p.a. variable

comparison rate

Thumbnail icon for Macquarie

Macquarie

Basic Home Loan

interest rate

6.14% p.a. variable

comparison rate

Thumbnail icon for Police Credit Union

Police Credit Union

3 Year Fixed Rate Home Loan (Special Offer)

interest rate

5.49% p.a.
fixed 3 years

comparison rate

Thumbnail icon for Greater Bank

Greater Bank

Great Rate Home Loan

interest rate

5.99% p.a. variable

comparison rate

Thumbnail icon for Unloan

Unloan
interest rate

6.29% p.a. variable

comparison rate

Thumbnail icon for ubank

ubank
interest rate

6.14% p.a. variable

comparison rate

Thumbnail icon for Bendigo Bank

Bendigo Bank

Express Home Loan

interest rate

6.01% p.a. variable

comparison rate

Thumbnail icon for Aussie

Aussie
interest rate

6.13% p.a. variable

comparison rate

Thumbnail icon for Unloan

Unloan
variable rate comparison rate

Thumbnail icon for Macquarie

Macquarie

Basic Home Loan

variable rate comparison rate

Thumbnail icon for Greater Bank

Greater Bank

Great Rate Home Loan

variable rate comparison rate

Thumbnail icon for Bendigo Bank

Bendigo Bank

Express Home Loan

variable rate comparison rate

Thumbnail icon for BCU Bank

BCU Bank
variable rate comparison rate

Thumbnail icon for Aussie

Aussie
variable rate comparison rate

Thumbnail icon for ING

ING
variable rate comparison rate

Thumbnail icon for Macquarie

Macquarie

Offset Home Loan (Package)

variable rate comparison rate

Thumbnail icon for Macquarie

Macquarie

Basic Home Loan (Fixed)

interest rate

5.59% p.a.
fixed 3 years

comparison rate

Thumbnail icon for Bendigo Bank

Bendigo Bank

Express Home Loan (Fixed)

interest rate

6.04% p.a.
fixed 3 years

comparison rate

Thumbnail icon for Police Credit Union

Police Credit Union

3 Year Fixed Rate Home Loan (Special Offer)

interest rate

5.49% p.a.
fixed 3 years

comparison rate

Thumbnail icon for SWSbank

SWSbank

Fixed Home Loan Rate

interest rate

5.59% p.a.
fixed 3 years

comparison rate

Thumbnail icon for Macquarie

Macquarie

Basic Home Loan (Fixed)

interest rate

5.69% p.a.
fixed 3 years

comparison rate

Thumbnail icon for Police Credit Union

Police Credit Union

3 Year Fixed Rate Home Loan (Special Offer)

interest rate

5.59% p.a.
fixed 3 years

comparison rate

Thumbnail icon for ING

ING

Fixed Rate Loan

interest rate

5.79% p.a.
fixed 3 years

comparison rate

Thumbnail icon for ANZ

ANZ
interest rate

6.59% p.a.
fixed 3 years

comparison rate

Thumbnail icon for Unloan

Unloan
Comparison Rate Service fee

Thumbnail icon for Greater Bank

Greater Bank

Great Rate Home Loan

Comparison Rate Service fee

Thumbnail icon for HSBC

HSBC

Home Value Loan

Comparison Rate Service fee

Thumbnail icon for Unloan

Unloan
Comparison Rate Service fee

Thumbnail icon for BCU Bank

BCU Bank
Comparison Rate Service fee

Thumbnail icon for Bendigo Bank

Bendigo Bank

Express Home Loan

Comparison Rate Service fee

Thumbnail icon for Macquarie

Macquarie

Basic Home Loan

Comparison Rate Service fee

Thumbnail icon for ING

ING
Comparison Rate Service fee

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

About Mozo’s Editorial Star Ratings

Mozo’s Editorial Star Ratings are a score out of 5 stars arrived at by the author of the review after careful consideration of a product’s rates, fees and features when compared with other products that offer similar features.

As a guide, this is how the Editorial Star Ratings should be interpreted:

Ratings are just one factor you may want to consider when choosing a financial product. Our ratings have been determined without considering your personal objectives, and a product with a high rating may not be the best one for you.

Disclaimer

Important information on terms, conditions and sub-limits

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

AS SEEN ON

Mozo is all about you saving money

We assist thousands of Australians each month choose a banking, energy or insurance provider.

Mozo Pty Ltd
Level 10, 89 York St
Sydney NSW 2000

Compare & save
Information
Rate & Review

Mozo provides factual information in relation to financial products. While Mozo attempts to make a wide range of products and providers available via its site it may not cover all the options available to you. The information published on Mozo is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. Mozo is paid by product issuers and distributors for clicks on, or applications for, products with Go To Site links. If you decide to apply for a product you will be dealing directly with that provider and not with Mozo. Mozo recommends that you read the relevant PDS or offer documentation before taking up any financial product offer. Target Market Determinations can be found on the provider's website. For more information please see Mozo's FSG, General advice disclaimer or Terms of use.

Future Australia would like to acknowledge the Eora Nation as the Traditional Custodians and Knowledge Keepers of the lands upon which we work and operate, recognising Elders past, present, and emerging. Always was, always will be, Aboriginal land.

mozo.com.au © Copyright 2008-2024 Mozo Pty Ltd. All Rights Reserved. ABN: 68 128 199 208. AFSL & ACL 328141

Advertisement

Disclaimer

Who we are and how we get paid

Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.

We are proud of the tools and information we provide and unlike some other comparison sites, we also include the option to search all the products in our database, regardless of whether we have a commercial relationship with the providers of those products or not.

'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.

'Mozo sort order' refers to the initial sort order and is not intended in any way to imply that particular products are better than others. You can easily change the sort order of the products displayed on the page.

Disclaimer

Important information on terms, conditions and sub-limits

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.